• Prohibit payments to the loan originator that are based on the loan’s interest rate or other terms (e.g. rebate). Compensation that is based on a fixed percentage of the loan amount is permitted.(e.g. origination points)
• Prohibit a mortgage broker or loan officer from receiving payments directly from a consumer while also receiving compensation from the creditor or another person. (e.g. a little rebate and a little points)
• Prohibit a mortgage broker or loan officer from “steering” a consumer to a lender offering less favorable terms in order to increase the broker’s or loan officer’s compensation.

Housing Markets That Will Be Strongest by 2014

Santa Fe Hotels also rank well in the poll. Rosewood Inn of the Anasazi is ranked fourth on the list of top 10 small city hotels.

For home buyers this means our small Santa Fe home inventories will shrink sooner rather than later, then prices rise. This is especially true in Santa Fe, since there are very few new homes now under construction as commercial credit has become increasingly difficult to obtain.

For sellers these statistics indicate many of the homes that sold were below median values. Good news that there are now more sold comps, or this would have forced appraised values even lower. If you sell in today’s Santa Fe marketplace, you have to: price very competitive, keep the home in excellent condition, and offer buyer benefits.

Condo sales remain very flat. Many opportunities for investors, but most Santa Fe homes are better long term investments.

Land sales remain extremely flat and prices continue to fall lower. There are some great deals along the Las Campanas golf course and everywhere else.

See my latest video on the Santa Fe Real Estate Market.

MLS Statistics
2nd Quarter 2010
Santa Fe Association of Realtors

- Conduct a home and office energy audit

- Tune up HVAC

- Replace carpet wit no VOC carpet

- Replace hardwood flooring with bamboo or cork floors

- Install tank-less hot water heater

- Insulate attic and other areas

- Consider drought-resistant landscaping

- Install engineered window shading to reduce heat loss or gain

- Buy recycled office products and equipment

- Hire a consultant to conduct an assessment of lighting and heating and cooling systems for potential building upgrades and retrofits.

- Provide an on-site bike room to encourage environmentally friendly commuting.

For more information on:  GREEN improvements and Santa Fe properties, contact Anthony Atwell, tony@santafeone.com, 505-670-2177.

Serving You Santa Fe Lifestyle and Santa Fe Real Estate 20 years.

To determine where the prices are most attractive, U.S. News & World Report examined price-to-income data for 384 metropolitan statistical areas. This expresses the relationship between owner income and home values.

Here are 10 retirement havens where homes are most affordable by this measure:

1. Bend, Ore.
2. Napa, Calif.
3. Fort Meyers, Fla.
4. Fayetteville, Ark.
5. Las Vegas
6. Sante Fe, N.M.
7. Punta Gorda, Fla.
8. Phoenix
9. Santa Cruz, Calif.
10. Burlington, Vt.

For more information on Santa Fe properties and free relocation package, contact Anthony Atwell, tony@santafeone.com, 505-670-2177.

Serving You Santa Fe Lifestyle and Santa Fe Real Estate 20 years.

Private courtyard, and portals with mountain views. Property has fabulous vacation rental history.

826 Camino del Este, Santa Fe, NM 87501, MLS 201003431

Bedrooms: 3, Bathrooms: 2 Full, Square Footage: 1900 ft²

Area: SF City Limits NE, Property Type: Condo

$560,000

For more information on this listing and other Santa Fe properties, contact Anthony Atwell, tony@santafeone.com, 505-670-2177.

Serving You Santa Fe Lifestyle and Santa Fe Real Estate 20 years.

Santa Fe Summer Newsletter 2010

This summer will be a pARTy in Santa Fe as the city’s annual festival of visual and performing arts fills Santa Fe’s stages, galleries, museums, and downtown streets. Art pARTy Santa Fe 2010 asks “How will you take pART in the summer of arts?” There are weekly gallery crawls throughout the city’s art districts, nightly musical and theater performances, a new Thursday evening schedule for the Farmers Market at the Railyard, art markets, sales, fairs, and expos, some blockbuster museum exhibits, and much more. Be pART of it!

In addition, a growing list of 400th Anniversary events will add to the summer calendar as Santa Fe commemorates its founding in 1610 throughout the year. American Eagle now offers four daily flights into the Santa Fe Municipal Airport, three from Dallas/Fort Worth and one from LAX in Los Angeles. Plus, the New Mexico Rail Runner makes getting between Santa Fe and Albuquerque easier than ever with multiple trains connecting the cities daily. Each train is met by a free shuttle in the Santa Fe Railyard for transportation around town.

We hope you join us in Santa Fe for a special summer of celebration and take pART in everything the city has planned. Keep up with new events by following the City of Santa Fe on twitter. There’s something for everyone:

City of Santa Fe on twitter
Santa Fe Arts on twitter
Santa Fe Dining on twitter
Santa Fe Lodging on twitter
Santa Fe Recreation on twitter
Santa Fe Shopping on twitter

Don’t hesitate to become a friend of the Santa Fe Convention and Visitors Bureau on Facebook by visiting our Facebook fanpage
Like Santa Fe? Facebook

The New Mexico History Museum was selected top Western Museum for 2010 by “True West Magazine” in May. Of the museum’s core exhibit, Telling New Mexico, the magazine says, ” it is as diverse as the culture, and history, of New Mexico.” This summer’s museum exhibitions include Wild at Heart: Ernest Thompson Seton, the often overlooked story of one of America’s earliest conservationists; Tesoros de Devocion, the evolution of New Mexico’s santos tradition: and Santa Fe Found, a collection of artifacts from 4 historic sites that tell the story of cultural encounters between early colonists and the Native Americans who had long called the Santa Fe area home. 505-476-5200, www.nmhistorymuseum.org Be pART of it!

The American Bus Association named Fiestas de Santa Fe one of its Top 100 Events for 2010. The oldest, continuously celebrated community event in the country, Santa Fe Fiesta marks the resettlement of Santa Fe by the Spanish in 1692. This year the 298th Fiesta will be celebrated starting September 4 with a weekend of arts & crafts and end with closing ceremonies on September 12. In between the Plaza will be filled with parades, food, music, ceremony, and Santa Fe spirit. Not to be overlooked, the burning of Zozobra will take place on September 9 at Fort Marcy Park.

The Juan Siddi Flamenco Theater Company delivers Spanish music and dance presented with the passion and vision of today’s foremost artists in the field. The company’s summer performances take place June 25th – August 22nd in the Maria Benitez Theater at The Lodge at Santa Fe, 505-988-1234, www.juansiddiflamenco.com
Be pART of it!

The Santa Fe Opera’s 54th season runs July 2nd to August 28th featuring remarkable staging, stunning costumes, and world-class musicianship. On stage will be two of the repertory’s most beloved masterworks, Madame Butterfly, starring Kelly Kaduce, and The Magic Flute, featuring Joshua Hopkins and Andrea Silvestrelli. In addition The Tales of Hoffmann, the Offenbach masterpiece, makes its Santa Fe debut starring tenor Paul Groves; Life is a Dream will be The Santa Fe Opera’s newest world premier, by Lewis Spratian with conductor Leonard Slatkin; and the Benjamin Britten comedy Albert Herring featuring young tenor Alek Shrader with Christine Brewer in a new production. The Apprentice Showcase Scenes feature performances by the Apprentice Singers and Technicians as the stars of tomorrow take the stage on August 15 and 22. Backstage tours of the opera house will be available Monday through Saturday at 9 AM starting in June and throughout the Opera season. 986-5900, 800-280-4654, www.santafeopera.org Be pART of it!

The Annual Santa Fe Bandstand concerts begin on July 5 and continue every Monday thru Thursday evenings from 6 to 8:30 pm and in addtion on Mondays and Wednesdays from noon to 1:30 pm through August 19. This is, without question, the best musical deal in the city: great talent, outdoors with friends and family, on the Plaza, and it’s free. Lawn chairs, picnic baskets, and dancing welcomed. www.santafebandstand.org

The Second Annual SOFA West: Santa Fe will take place July 8th-11th at the Santa Fe Convention Center. Prominent international galleries and dealers present masterworks bridging the worlds of design, decorative, and fine arts, showcasing a rich visual heritage alongside new, innovative expressions. Long heralded as the nation’s premier fair for outstanding contemporary decorative arts and design, this is the second year for SOFA West: Santa Fe, after a very successful start in 2009. www.sofaexpo.com Be pART of it!

The Seventh Santa Fe International Folk Art Market, the largest international folk art market in the world, takes place July 9th-11th. This annual two-day event connects international cultures as folk artists from across the globe come together for a show and sale of remarkable art plus international music, food, and community. This market makes a true difference as sales from the show positively affect thousands of lives in dozens of countries. On Museum Hill. www.folkartmarket.org Be pART of it!

The 10th Annual Art Santa Fe, July 15th-18th, is an international fair mixing galleries from around the world to create a powerful collection of art featuring the work of hundreds of artists. The salon-booth format, artist-styled VIP lounge, grand concourse, prestigious ART Santa Fe presents lecture series, and numerous cultural and educational events make the annual fair a highlight of the summer arts calendar. For 2010 the fair moves back to the Santa Fe Convention Center and will feature more galleries and cutting edge installations. www.artsantafe.com Be pART of it!

The 38th Santa Fe Chamber Music Festival brings some of the finest chamber musicians performing today to Santa Fe for almost six weeks of concerts, July 18th through August 23rd. Since its founding in 1972 the festival has become one of the world’s preeminent music festivals bringing scores of distinguished musicians, along with emerging talent, to Santa Fe. This summer’s concerts include music from Beethoven, Telemann, and Hayden to Brahms, Bach, Schubert, Mozart and many more. New for 2010 is the Artists-in-Residence program featuring superstar mezzo-soprano Susan Graham. 505-983-2075, 888-221-9836, www.sfcmf.org Be pART of it!

This summer the 59th Traditional Spanish Market, July 24th-25th, includes handmade traditional, Spanish Colonial arts created by over 200 local and regional artists. It is the most significant market of its kind in the country and a cultural immersion with continuous live music and dance, art demonstrations, and regional foods. A contemporary Hispanic Market is held during the same weekend. On the Santa Fe Plaza. www.spanishmarket.org Be pART of it!

The 27th Whitehawk Ethnographic Art Show, August 12-14 is an annual show with over 150 dealers, featuring Oceanic, Pre-Columbian, Spanish Colonial, African, Oriental, Indonesian, and other ethnographic art from around the world. The 32nd Annual Whitehawk Invitational Antique Indian Art Show August 15-17, is one of the largest and longest running shows for historic antique Indian art, featuring a wide range of indigenous art treasures. Both will be held at the Santa Fe Convention Center. www.whitehawkshows.com Be pART of it!

The 89th Santa Fe Indian Market 2010, August 21st-22nd, brings to Santa Fe over 1,000 of the most gifted Native American artists from across North America to showcase their work. Time-honored forms, innovative contemporary art, fashion, music, dance, and food are all part of the largest Native American art show and sale in the world. On the Santa Fe Plaza and side streets. www.swaia.org

Georgia O’Keeffe: Abstraction is the first exhibition to focus comprehensively on the painter’s abstractions over the course of her career. Mounted in conjunction with the Whitney Museum of American Art and the Phillips Collection, the show, which opened at the Georgia O’Keeffe Museum in late May, has proved to be compelling and critically popular. A series of lectures goes on throughout the summer. Be pART of it!

Soul Mates at the New Mexico Museum of Art also opened in May, featuring 130 examples of contemporary and historic art, including paintings, drawings, postcards, advertisements, sculptures, video imagery, and of course cowboy boots. Be pART of it!

The Museum of International Folk Art opened Silver Seduction: The Art of the Mexican Modernist Antonio Pineda in early June. Nearly 200 examples of Pineda’s work are on display. Be pART of it!

SITE Santa Fe opens its Eighth International Biennial on June 18th; the show continues through January 2nd, 2011. The exhibition, “The Dissolve,” focuses on emerging and established artists working in many mediums, from painting and sculpture to film and mixed-media installation, mining techniques of early animation and moving image technologies to create a hybrid practice where the homespun meets the high-tech.

The Museum of Spanish Colonial Art holds a symposium in conjunction with its current exhibit, Converging Streams. The two-day event, June 26th-27th, brings together scholars and the authors of the exhibition catalogue to examine the continuing repercussions of this cultural and aesthetic exchange. The exhibit is on display until September 26th. www.spanishcolonial.org Be pART of it!

Huichol Art and Culture opened April 11, 2010 at the Museum of Indian Arts & Culture, the first time Huichol art has been featured in a show at the museum. www.indianartsandculture.org Be pART of it!

The New Mexico History Museum premiered Wild at Heart: Ernest Thompson Seton on May 23rd. The show features a collection of art and artifacts from one of the grandfathers of the modern environmental movement. www.nmhistorymuseum.org Be pART of it!

A sampling of some of what’s going on in and around Santa Fe this summer. For complete listings including gallery events, cooking classes, art shows, museum events, lecture, and nightlife take a look at SantaFe.org’s Calendar

JUNE

18th-20th: Opening Weekend for SITE Santa Fe’s 8th International Biennial, “The Dissolve,” On Friday the Biennial Patrons Preview and Gala Dinner plus a Post Party at Second Street Brewery at the Railyard take place. On Saturday are a panel discussion, the Member’s Opening, and a dance performance at the Lensic. On Sunday is the public opening of the biennial show. Details, www.sitesantafe.org

18th-20th: Santa Fe Studio Tour an open tour of more than 30 artists’ studios in and around the city. Preview party at The Lodge on Friday, tour on Saturday and Sunday. www.santafestudiotour.com

19th: Dances with Wools, a Fiber Arts Weekend at El Rancho de las Golondrinas. Wool from sheep to loom to textiles. Sale of fiber arts, textile evaluation, weaving exhibits, and more. www.golondrinas.com

21st: Santa Fe 400th Art & Lecture series with Jeff Hengesbaugh at Hotel Santa Fe. www.hotelsantafe.com

23rd: Fifth Annual Music on the Hill at St. John’s College featuring multi-instrumentalist and composer Frank Leto. www.stjohnscollege.edu

23rd-26th: 61st Annual Rodeo de Santa Fe, one of the top 100 rodeos in the country, brings hundreds of professional cowboys to the Santa Fe County Fairgrounds. Kids events, a carnival, beer garden, and top athletes make it a big time rodeo with a small town feel. www.rodeodesantafe.org

24th: The first Thursday evening Santa Fe Farmers Market and its Farm to Restaurant presentation, Cook with the Chef. Featuring chef Michael Giese with Flying Star Café. At the Santa Fe Railyard. santafealliance.com

25th: Juan Siddi Flamenco Theater Company opens its summer season at Maria Benitez Theater in The Lodge at Santa Fe. Flamenco at its absolute best. www.juansiddiflamenco.com Be a pART of it

25th-27th: “Ethel Merman’s Broadway,” a captivating, compelling, and lyrical solo salute to the Queen of Broadway. Lensic Performing Arts Center, www.ticketssantafe.org

28th: Santa Fe 400th Art & Lecture series with Dr. Adrian Bustamate at Hotel Santa Fe. www.hotelsantafe.com

1st: Cook with the Chef at the Santa Fe Farmers Market, featuring chef Peyton Young from Harry’s Roadhouse. www.santafealliance.com

2nd-Aug. 28th: 54th Santa Fe Opera: Opening night at the Santa Fe Opera theater. Bring your tailgate dinner and enjoy the music of the masters performed in a spectacular setting by some of the world’s finest musicians. 505-986-5900, 800-280-4654, www.santafeopera.org Be a pART of it

3rd-4th: The Santa Fe Wine Festival at Rancho de Las Golondrinas featuring more than a dozen local vintners, music, food, and handmade arts and crafts. santafewinefestival.com

4th: The Museum of International Folk Art inaugurates its Gallery of Conscience with the show, Empowering Women: Artisan Cooperatives That Transform Communities. The show kicks off the first annual International Folk Arts Week-a week of demonstrations, lectures, folk music, performances and events-and both the show and programming are tied to the Santa Fe International Folk Art Market that is the living embodiment of the Empowering Women theme. www.internationalfolkart.org Be pART of it!

4th: Pancakes on the Plaza brings hundreds of locals and visitors downtown to eat pancakes and benefit the United Way. Live entertainment all day and a special 400th Anniversary fireworks display at the Santa Fe Railyard. 505-982-2002, www.uwsfc.org

5th: Santa Fe 400th Art & Lecture series with Dr. John Kessell at Hotel Santa Fe. www.hotelsantafe.com

6th-8th: SOFA WEST three-day symposium includes curator-led tours of prehistoric and historic Pueblo pottery museum collections, private collections of historic and contemporary Native ceramics, and the Acoma Pueblo. www.sofaexpo.com Be pART of it!

7th: “Day by Day in Every Way” Arthur B. Davies explores the early 20th Century approaches to getting healthy and ‘getting’ abstraction. Georgia O’Keeffe Museum Education Annex. www.okeeffemuseum.org Be pART of it!

8th: Cook with the Chef at the Santa Fe Farmers Market, featuring chef Carmen Rodriguez from Bishop’s Lodge. www.santafealliance.com

8th-11th: SOFA WEST opens at the Santa Fe Convention Center, bringing the world’s leading works in contemporary decorative arts and design. Also, the expo celebrates the Santa Fe Opera with an evening of food, wine, and music with glass artist Klaus Moje on July 8. Dinner buffet plus a private performance of Magic Flute highlights and other German operas benefiting the Santa Fe Opera Apprentice Program for Singers. www.sofaexpo.com Be pART of it!

9th-11th: Seventh Annual Santa Fe International Folk Art Market featuring more than 170 master folk artists from 52 countries in the largest market of its kind. Take time for the Empowering Women exhibit at the Folk Art Museum and understand more about the artists in the market. Proceeds earned at the market have gone towards building schools, wells, and health clinics in the artist’s homes. Also enjoy live world music, exotic foods, and a global community. On Milner Plaza at Museum Hill, 505-476-1200, www.folkartmarket.org Be pART of it!

12th: Santa Fe 400th Art & Lecture series with Dr. Richard and Shirley Cushing Flint at Hotel Santa Fe. www.hotelsantafe.com

14th: Music on the Hill, free, outdoor concert by jazz pianist John Rangel at St. John’s College. www.stjohnscollege.edu

15th-18th: Art Santa Fe International Art Fair returns to the Santa Fe Convention Center for its 10th Anniversary with even more national and international contemporary galleries and artists from all over the globe. The fair presents the “How Things are Made” series again, its popular Project Space installations, and an opening gala benefiting the Santa Fe Art Institute on July 15. 505-988-8883, www.artsantafe.com

15th: New Mexico Jazz Festival, Stepology’s “Tap On,” honoring tap dancing’s past, present, and future. Tickets, 505-988-1234. www.lensic.org

15th: Cook with the Chef at the Santa Fe Farmers Market, featuring chef Andy Barnes from Dinner for Two. www.santafealliance.com

16th: New Mexico Jazz Festival, Simone, the daughter of Nina Simone brings her own brand of songwriting and performance to the Lensic stage. Tickets, 505-988-1234. www.lensic.org

18th-August 23rd: The Santa Fe Chamber Music Festival fills the city’s stages for six weeks with outstanding musicians performing chamber music and more. 505-983-2075, 888-221-9836, www.sfcmf.org Be pART of it!

19th: Santa Fe 400th Art & Lecture series with Malcolm Ebright at Hotel Santa Fe. www.hotelsantafe.com

21st: Music on the Hill, free, outdoor concert with vocalist Joan Kessler, at St. John’s College. www.stjohscollege.edu

22nd: Cook with the Chef at the Santa Fe Farmers Market, featuring chef James Campbell Caruso from La Boca. www.santafealliance.com

24th-25th: The 59th Annual Spanish Market -a show and sale of work by hundreds of artists presenting handmade art from the rich Hispanic cultures of Northern New Mexico. Continuous food, music, dance, and artists demonstrations. On the Santa Fe Plaza. 505-982-2226, www.spanishmarket.org Be pART of it!

26th: Santa Fe 400th Art & Lecture series with David Snow at Hotel Santa Fe. www.hotelsantafe.com

28th: Lyle Lovett and his Large Band at Paolo Soleri Amphitheater: 505- 988-1234, www.lensic.com

28th: Music on the Hill, free, outdoor concert with the Nacha Medez Quartet, at St. John’s College. www.stjohnscollege.edu

29th: Cook with the Chef at the Santa Fe Farmers Market, featuring chef Louis Moskow from 315 Restaurant and Wine Bar. www.santafealliance.com

2nd: Breakfast with O’Keeffe, a morning presentation on the current exhibition, “Georgia O’Keeffe: Abstraction” by the museum’s curator at the Georgia O’Keeffe Museum, 8:30. www.okeeffemuseum.org

2nd: Santa Fe 400th Art & Lecture series with Dr. Michael Brescia at Hotel Santa Fe. www.hotelsantafe.com

5th: Cook with the Chef at the Santa Fe Farmers Market, featuring chef Sancho Soeiro from Dish n’ Spoon Cafe. www.santafealliance.com

7th-8th: Summer Festival, Frontier Days, and Horses of the West at El Rancho de las Golondrinas. Meet the colorful characters who put the “wild” in Wild West. Unique wares on sale, historic skills on display, and Peruvian Paso Horse demonstrations. 505-471-2261, www.golondrinas.org

9th: Santa Fe 400th Art & Lecture series with Dr. Paul Zolbrod at Hotel Santa Fe. www.hotelsantafe.com

12th-14th: 27th Annual Antique Ethnographic Art Show Ethnographic and tribal art from around the world. Presented by Whitehawk at the new Santa Fe Community Convention Center, 505-992-8929, www.whitehawkshows.com Be pART of it!

12th: Cook with the Chef at the Santa Fe Farmers Market, featuring chef Rocky Durham from the Santa Fe School of Cooking. www.santafealliance.com

15th-17th: 32nd Annual Invitational Antique Indian Art Show the oldest and largest antique event of its type. Presented by Whitehawk at the new Santa Fe Community Convention Center, 505-992-8929, www.whitehawkshows.com Be pART of it!

19th: Cook with the Chef at the Santa Fe Farmers Market, featuring Lorin Parrish from BODY of Santa Fe. www.santafealliance.com

21th-22th: 89th Annual Santa Fe Indian Market 1,200 artists from 100 tribes sell their work during the largest show of its kind in the world. On the Santa Fe Plaza, 505-983-5220, www.swaia.org Be pART of it!

26th: Cook with the Chef at the Santa Fe Farmers Market, featuring chef Roland Richter of Joe’s Restaurant. www.santafealliance.com

2nd: Cook with the Chef at the Santa Fe Farmers Market, featuring chef Patrick Lambert of Cowgirl BBQ & Western Grill. www.santafealliance.com

4th-5th: Fiesta de los Niños at El Rancho de las Golondrinas. Kids try on historic costumes, build their own miniature adobe house, listen to storytellers, and become inspired by Spanish Colonial life at this living museum. www.golondrinas.org

4th-12th: 298th Santa Fe Fiesta
The oldest continually running celebration in the U.S., celebrates culture and history with parades, music, and religious processions. This is a remarkable tradition with events of every kind all over town. www.santafefiesta.org

9th: The Burning of Zozobra is a Santa Fe Fiesta highlight. Everyone’s gloom is gone when he burns at Fort Marcy Park. santafefiesta.org

22nd-26th: Santa Fe Wine and Chile Fiesta A celebration of all things culinary and epicurean. Tastings, tours, demonstrations, wine dinners, and celebrity chefs. 505-438-8060, www.santafewineandchile.org

The annual RODEO! de Santa Fe began in 1949 when Gene Petchesky and Austin “Slim” Gree had a dream and the determination to organize a rodeo. Today, the PRCA (Professional Rodeo Cowboys Association) sanctions the RODEO! de Santa Fe, drawing world class cowboys to the arena.

In 2009, the RODEO! de Santa Fe had over 600 PRCA and WPRA competitors, up from 350 in 2007.

Children’s events are part of the Rodeo. Both the Mutton Bustin and Calf Scramble are proven to be crowd pleasers.

For tickets, see RODEO! de Santa Fe